Let’s face it — most medical insurance plans cost a lot. Then, you end up paying for benefits you don’t use, and high deductibles and copays make it difficult for your plan to pay any benefits. Something needs to change.
Our plan gives you a more affordable and predictable way to get the health care you need. By paying set dollar
amounts when you receive covered health care services, you don’t have to worry about deductibles or copays. You
get the care you need, and we help you pay for it.
Discounts on covered health care services when you visit network
Affordable access to
health care with easy-to-use benefits and no waiting period
Set dollar amounts that help you pay for office visits, hospital
stays, lab work and more
First-dollar benefits with no deductible or copay to satisfy
Access to telemedicine services and WellCard discounts on prescriptions, vitamins and more with a L.I.F.E. Association Membership³
Simply present your insurance card to the person checking you in. Your health care provider will let us know which health care services you received - no need to submit any claim forms.
This plan gives you access to the MultiPlan Network — a network of health care providers who’ve agreed to give you significant discounts on health care services. Visit providers in the MultiPlan Network to save more on health care.
After the network discount and plan benefits reduce your bill, it's up to you to cover the remaining amount.
What if your doctor says you need to get your appendix removed? Here's how National General Foundation Health would help you pay for your appendectomy when you visit a network provider.
TOTAL HOSPITAL CHARGES:¹
HOSPITAL ADMISSION BENEFIT (1STvisit):
HOSPITAL CONFINEMENT BENEFIT:
TOTAL COST TO YOU:
THIS PLAN PROVIDES LIMITED BENEFITS.
National General Foundation Health plans are fixed-indemnity insurance plans that pay limited benefits.
National General Foundation Health plans do not constitute comprehensive health insurance coverage (often referred to as major medical coverage) and do not satisfy the requirement of minimum essential coverage under the Affordable Care Act.
Without minimum essential coverage, you may need to pay a tax penalty, depending on your income level and the cost of insurance plans available.
¹Total Hospital Charge number based on data cited from: How Much Does A Tonsillectomy Cost? (n.d.). Retrieved December 30, 2016, from http://www.costevaluation.com/how-much-does-a-tonsillectomy-cost/
² Not an actual case. Presented for illustration only. Cost of services will vary.
³L.I.F.E. Association not available in Wisconsin.