Supplemental Insurance

Flexible out-of-pocket coverage for costs you can’t see coming

Helps you pay expenses related to accidents, critical illness diagnoses and more

Freedom to choose your own doctor - no network restrictions

Find the plan fitting your needs and budget from a wide variety of coverage options and benefit levels

Multi-coverage out-of-pocket plans

Get multiple types of coverage in the same plan with one of our multi-purpose plans for out-of-pocket expenses

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Critical Illness Coverage

Choose one of our critical-illness plans to help you plan ahead for the unthinkable. Get the treatment you need without worrying about medical bills piling up.

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Hospitalization Coverage

Don’t let out-of-pocket costs keep you from getting the care you need. Get cash benefits to help you pay costs due to hospital stays, doctor visits, laboratory tests and more.

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Accident Plans

You can’t predict when an accident will happen, but you can stay financially prepared for them.

Multi-Coverage Out-of-Pocket Plans

TrioMED

A plan for unexpected out-of-pocket costs associated with accidents, critical illnesses, accidental death and dismemberment.

Get three types of coverage in one plan

It helps you get well without worrying about medical bills piling up.

Choose from three available benefit levels: $2,500; $5,000, and $10,000

Get coverage for accident-related health
care costs with Accident
Medical Expense

Receive lump-sum, cash
benefits to help you pay for treatment after
a covered, first critical-illness diagnosis

Stay prepared with accidental death and dismemberment benefits

THESE PLANS PROVIDE LIMITED BENEFITS

Plan Enhancer

Improve your medical coverage with Plan Enhancer’s flexible solutions

Gives you Accident Medical Expense coverage that helps you
pay the high out-of-pocket medical bills following an accident.*

By paying cash right to you, Plan Enhancer helps to protect you from the financial
burden of paying out-of-pocket costs associated with accidents, cancer, heart
attack, strokes and hospital stays due to sickness.

Choose one of five available benefit levels: $2,500; $5,000;
$6,850; $7,500 and $10,000

Get coverage for accident-related health care costs with Accident Medical Expense

Receive lump-sum,
cash benefits for a covered,
first-ever cancer diagnosis
and a covered heart attack or stroke

Get lump-sum benefits for the first
covered day of hospital admission
due to a sickness

¹PLAN PAYS HEART/STROKE BENEFITS FOR CORONARY ARTERY DISEASE OR CARDIAC ARRHYTHMIA RESULTING IN HEART ATTACK, CORONARY ARTERY
DISEASE OR CARDIAC ARRHYTHMIA RESULTING IN CORONARY ARTERY BYPASS, CORONARY ARTERY DISEASE RESULTING IN CORONARY ANGIOPLASTY
AND CEREBROVASCULAR DISEASE RESULTING IN STROKE.

TrioMED
Plan Enhancer

TrioMED

A plan for unexpected out-of-pocket costs associated with accidents, critical illnesses, accidental death and dismemberment.

Get three types of coverage in one plan

It helps you get well without worrying about medical bills piling up.

Choose from three available benefit levels: $2,500; $5,000, and $10,000

Get coverage for accidentrelated health
care costs with Accident
Medical Expense

Receive lump-sum, cash
benefits to help you pay for treatment after
a covered, first critical-illness diagnosis

Stay prepared with accidental death and dismemberment benefits

THESE PLANS PROVIDE LIMITED BENEFITS

Plan Enhancer

Improve your medical coverage with Plan Enhancer’s flexible solutions

Plan Enhancer gives you the opportunity to get three types of coverage in one: Accident Medical Expense, Cancer and Heart/Stroke, and Sickness Hospitalization.*

By paying cash right to you, Plan Enhancer helps to protect you from the financial burden of paying out-of-pocket costs associated with accidents, cancer, heart attack, strokes and hospital stays due to sickness.

Choose one of five available benefit levels: $2,500; $5,000; $6,850; $7,500 and $10,000

Get coverage for accident-related health care costs with Accident Medical Expense

Receive lump-sum, cash benefits for a covered, first-ever cancer diagnosis and a covered heart attack or stroke

Get lump-sum benefits for the first
covered day of hospital admission
due to a sickness

*AVAILABILITY OF COVERAGES VARIES BY STATE

THESE PLANS PROVIDE LIMITED BENEFITS

Critical Illness Plans

Cancer & Heart/Stroke
Critical Illness - Term Life

Cancer & Heart/Stroke

Cancer and Heart/Stroke coverage gives you a plan to face the unthinkable with confidence.

You never expect a life-threatening illness like cancer, heart attack or stroke. But if the unexpected happens, you want to be prepared. With Cancer and Heart/Stroke coverage, you’ll receive cash benefits upon your first diagnosis of a life-threatening cancer, heart attack or stroke,¹ allowing you to get the care you need and pay your expenses.

Cancer and Heart/Stroke coverage provides:

Four benefit levels to choose from: $25,000; $30,000; $50,000 and $75,000

The flexibility to choose any doctor with no network restrictions

Cash benefits that you can use in any way you need

¹ PLAN PAYS HEART/STROKE BENEFITS FOR CORONARY ARTERY DISEASE OR CARDIAC ARRHYTHMIA RESULTING IN HEART ATTACK, CORONARY ARTERY DISEASE OR CARDIAC ARRHYTHMIA RESULTING IN CORONARY ARTERY BYPASS, CORONARY ARTERY DISEASE RESULTING IN CORONARY ANGIOPLASTY AND CEREBROVASCULAR DISEASE RESULTING IN STROKE.

THESE PLANS PROVIDE LIMITED BENEFITS

Critical Illness - Term Life

Reduce the financial impact of a critical illness for both you and the people you love.

When you choose Critical Illness – Term Life coverage, you reduce the potential financial impact of a critical illness on your family and your future.

This plan pays cash right to you. And you can use the cash in any way you need, helping you replace lost income and pay expenses other plans don’t pay.

Choose Critical Illness – Term Life coverage to get:

Lump-sum cash benefits upon first diagnosis or treatment — over and above any benefits you receive from any other plan.

Freedom to visit any doctor or hospital you want and you can use the cash benefits any way you need.

Benefits paid with no deductibles, coinsurance, co-pays or pre-authorization required for this plan.

Hospitalization Coverage

Hospital Expense Protection

Hospital Expense Protection

Stay one step ahead with set, cash benefits to help you pay for medical expenses in and out of the hospital

Deductibles and other out-of-pocket expenses often seem like barriers to getting your health care — especially, if you don’t have the money set aside for it. And it’s often hard to tell how much your hospital stay will cost.

Don’t let high out-of-pocket costs keep you from receiving the care you need. Get a Hospital Expense Protection plan to help you plan ahead for future health care needs.

Hospital Expense Protection:

Comes in multiple
plan designs, including
options with benefits
for doctor visits and
laboratory costs

Provides set, cash benefits that help you pay for out-of-pocket costs due to a hospital stay. These benefits pay on top of any other coverage you may have

Has no network
restrictions. You receive
the same, set benefit,
no matter which
provider you choose

Pays you directly
- use the cash benefits in any way you need

Accident Plans

AcciMed

A plan for unexpected out-of-pocket costs associated with accidents, accidental death and dismemberment.

AcciMED is a simple solution that helps you pay these high out-of-pocket costs so that you can receive and afford the treatment you need.

Choose one of four benefit levels: $2,500; $5,000; $7,500 and $15,000

Get financial protection from accident-related health care costs with Accident Medical Expense coverage

Stay prepared with accidental death and dismemberment benefits

VitalGuard

A plan for unexpected out-of-pocket costs associated with accidental death and dismemberment

Reduce the financial impact of a serious accident for you and the ones you love with VitalGuard

Choose from three available benefit levels: $2,500; $5,000 and $10,000

VitalGuard provides a lump-sum payment in the event of a covered accidental death or dismemberment

Must be between the ages of 18 and 64 to apply

Accident Fixed-Benefit

Medical treatment following an accident
can get expensive — Accident Fixed-
Benefit coverage is here to help.

Accident Fixed-Benefit coverage pays cash right to you, helping you catch up financially from days off work and pay expenses other plans don’t, like auto and medical deductibles.

Accident Fixed-Benefit pays:

Immediately — there’s no waiting period.

Over and above any benefits you receive from any other plan

No matter what doctor or hospital you use. No network restrictions

With no overall annual or lifetime limits, no matter how many accidents you have

Plan Enhancer

Improve your medical coverage with Plan Enhancer’s flexible solutions

Plan Enhancer gives you Accident Medical Expense coverage that helps you pay the high out-of-pocket medical bills following an accident.

By paying cash right to you, Plan Enhancer helps to protect you from the financial burden of paying out-of-pocket costs associated with accidents, cancer, heart attack, strokes and hospital stays due to sickness.

Choose one of five available benefit levels: $2,500; $5,000; $6,850; $7,500 and $10,000

Pays covered out-of-pocket expenses up to the selected benefit amount

Acceptance is guaranteed, and there are no network restrictions or waiting periods

Optional Cancer and Heart/Stroke and Sickness Hospitalization riders are available in some states

*AVAILABILITY OF COVERAGES VARIES BY STATE

THESE PLANS PROVIDE LIMITED BENEFITS