Unexpected medical costs can put a strain on your savings. But, a Medicare Supplemental plan offers you protection against out-of pocket costs — for the expenses Medicare Parts A and B may not cover.
You can recover with confidence knowing your savings are safe from the out-of-pocket costs that often come with medical care.
Our plan gives you a more affordable and predictable way to get the health care you need. By paying set dollar amounts when you receive covered health care services, you don’t have to worry about deductibles or co-pays. You get the care you need, and we help you pay for it.
The flexibility to see any doctor or go to any hospital:1
No network restrictions and no referrals required for specialists
A household premium discount: If you lived with at least one, but no more than three, other adults who are age 50 or older for the past year, you will be eligible for a 7% household premium discount2
A 30-day free look: If you are not completely satisfied with your Medicare Supplement Insurance policy, return your policy within 30 days and we will refund any premiums paid
Guaranteed renewable plans: This policy automatically renews as long as you pay the premium on time. Your coverage will automatically increase as Medicare deductibles and co insurances increase. Premiums may be modified to correspond with coverage changes
No waiting period: You’re eligible for benefits at the time your policy is in force
No paperwork to file: Present your ID card at time of service, and benefits are paid directly to your doctor or hospital
1 Provider must be approved by Medicare.
2 Some states require the other adult to also have an active National General Accident & Health Medicare Supplement policy (underwritten by National Health Insurance Company, Integon National Insurance Company, or Integon Indemnity Corporation), or is applying for such policy to qualify for the household discount. Please ask your agent for details.
Pursuant to New Jersey Executive Order No. 123, National Health Insurance Company has modified procedures to extend the Grace Period for remitting premium on any Medicare Supplement policy issued in New Jersey beyond the agreed upon due date from 31 days to 60 days as a result of the outbreak of COVID-19. No Medicare Supplement policies issued in New Jersey will be cancelled due to non-payment of premium during a period of no less than 60 days beyond the agreed upon premium due date. Additionally, any claims incurred during the extended Grace Period will not be denied or pended due to non-payment of premium during the extended Grace Period. The grace period may be initially applied towards the April or May premium as the policyholder determines and will continue for 60 calendar days from that date. After the 60-day emergency grace period, a policyholder must be offered the option of amortizing any unpaid premium over the remaining months of the policy, but for not less than six months.